FAQs
Below are some of the questions we're asked most often when we meet new clients and when we explain what we do and how we help.
These are general topics, not personal advice. We always recommend getting professional advice before any big financial decision, whether that's from us or someone else. We think it matters that you understand what you're doing, and why, before you do it.
For company founders
How do business owners build wealth tax-efficiently?
Can I use my business as my pension?
What is the best way to plan an exit from a business?
I already have an accountant - why would I need a financial adviser too?
How much should a business owner be saving towards their future?
Do I need a financial adviser who understands my sector specifically?
For high earners
How should I manage my money if my income is commission-based and unpredictable?
I earn a good salary but don't feel ‘wealthy’ - is that normal?
Do I earn enough to need a financial adviser?
What is income protection and do I need it?
I don't have time to manage my investments - what are my options?
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Tax is where things get more complicated so it's worth seeking professional advice. Tax rules and reliefs can and do change, and what applies to you depends on your personal circumstances. What's true today may not be true in the future.
Please note that advice with regard to exit strategy planning may involve the referral to a service that is separate and distinct to those offered by St. James's Place.
